HOUSE INSURANCE
A million reasons why House Insurance is essential. Your home is your sanctuary, a special place crafted for you and your loved ones. It’s a haven for relaxation, a source of strength, and the keeper of your cherished possessions and fondest memories. Moreover, purchasing your home likely represents your largest expenditure and most significant financial commitment. While a House Insurance policy cannot avert accidents or their consequences, it acts as a safeguard, ensuring the restoration of your invaluable asset to its pre-incident condition when necessary.
Our House Insurance Policy Features:
Basic cover offers insurance protection against loss or damage occurring from the following perils:
- Fire
- Bush fire
- Lightning
- Explosion
- Smoke
- Earthquake
- Storm, tempest, flooding
- Impact
- Bursting of pipes
- Aircraft
- Strike , riot or civil commotion
- Malicious damage
- Overflowing of water or oil tank
- Falling trees
- Burglary through intrusion
Without any additional premium, as long as the buildings are included under the policy, the following expenses are covered arising out of:
- Accidental damage to underground services
- Accidental damage to glass
- Architects and engineers fees
- Removal of debris
- Relocation expenses
- Loss of rent
- Detections and access
- Homeowners Public Liability
When contents insurance is also included under the policy, damage caused to the following is also covered:
- Equipment and machinery situated outdoors
- Outbuildings contents
- Items belonging to visitors
- In temporary transit
- Loss of water or fuels
- Replacement of locks
- Gardens and pathways
- Freezer contents
- Accidental death inside the home
- Public liability (owner’s) towards third parties
The ideal insurance protection is one that delivers maximum benefits, aligning with your specific requirements and financial constraints. Our policy is engineered to offer extensive protection at competitive rates, providing comprehensive and adaptable solutions for today’s consumer. We offer customizable coverage packages designed to suit your needs and budget, catering to permanent residences and vacation homes.
Distinguished as a premier choice in the market, our home insurance policy is finely tuned to your personal and financial needs. Furthermore, our 24-hour Technical Assistance service is always available to offer support whenever you need it.
Surecare Insurance Agency in Larnaca is here to consult you regarding your house insurance in Cyprus. The only thing you have to do is Contact us today.
FIRE
Fire Insurance Policy in Larnaca
The fire insurance policy is the basic policy intended to protect your properties such as your home or your business premises.
Our fire insurance policy provides protection from risks that pose a daily threat to the smooth running of your business.
Protect your business operations in Larnaca today
Surecare Insurance Agency in Larnaca offers policies with insurance protection against loss or damage occurring to:
- Business Premises i.e. buildings
- Machinery and equipment
- Furniture and fittings
- Raw materials
- Stock
Our insurance policies offer insurance protection against loss or damage occurring from the following perils:
- Fire
- Lightning
- Explosion
- Earthquake
- Overflowing of water or oil tank
- Aircraft
- Strike , riot or civil commotion
- Flooding
- Impact
- Storm/ tempest
- Malicious damage
- Theft or attempted theft
Also, additional coverage may be offered from the following dangers:
- Accidental breakage of glass
- Removal of debris
- Professional fees
- Loss of rent
- Business interruption
CYBER SECURITY INSURANCE
We offer a complete Cyber Security Insurance Policy to cover damages that may arise unexpectedly.
-Consulting service so you can be sure you are doing everything to protect your business from cyber risks.
-Investigation & provision of compensation arising from the coverage of your insurance policy
-24/7 Hotline for guidance when an attack is detected
Connect with Surecare Insurance Agency and consultants in Larnaca, Cyprus, to ensure your business is covered against Cyber Threats.
INSURANCE PLANS FOR HAIRDRESSES
Nowadays, hairdressers are called upon to cope with a competitive environment by investing capital both in the infrastructure and the equipment of their hairdressing salon.
Hairdressers primary concern is to cover their property in the best possible way, but also at an affordable price.
The Cyprus Hairdressers Association has made an agreement with insurance consultant Marios Karagiorgis and Trust Insurance Cyprus providing a pioneering multi-insurance package for the members of the association, which provides solutions that ensure your investment at irresistible prices.
Each member of the association is able to receive a 5-25% discount on the price of an existing insurance or on a new insurance policy.
If you are not yet persuaded, submit to us your existing insurance policy in order to get persuaded.
Contact us for an appointment for more information.
GROUP MEDICAL PLAN
Medical plan can be offered to large groups, organisation or companies with very competitive premiums. Insurance medical plan can be customized based on each group’s needs.
Our job is to be next to you 24 hours a day home or abroad. Planning for an unexpected medical event could be worrying and cause a financial drain. Through our Medical plan, we offer a customer-oriented product that has been designed to fulfil all your medical requirements, having the following characteristics:
- Direct settlement with hospitals and clinics without incurring any additional costs.
- No upper age limit termination of the contract. It will serve you for as long as you wish.
- 24 hours Telephone advisory Service.
- Emergency medical assistance whilst abroad.
- Extension of Cover Abroad.
- Direct settlement of hospital bills.
- Immediate response and resolution of your requirements.
- Flexibility for coverage combinations to create your own, tailored made plan.
- Specify the premium through coinsurance option
- option of annual excess
- option of private or semi-private room
- Significant discounts to families.
- Significant discounts to Group Policies.
- Flexibility to combine the in-patient plans with one, all or none of the additional benefits.
GOODS IN TRANSIT / MARINE CARGO
By road within the Republic of Cyprus
- Covers the loss or damage to goods undergoing transit by land, within the Republic of Cyprus, in sealed vehicles as a consequence of fire, theft or road accident.
By other means of transport within from/ to other countries
- Covers the loss or damage to goods that are undergoing transit as a consequence of insured perils predetermined in international Clauses or Institute Cargo Clauses.
- Institute Cargo Clauses ‘A’
- Institute Cargo Clauses ‘B’
- Institute Cargo Clauses ‘C’
Furthermore, the following covers are also available:
- Institute War Clauses (Cargo)
- Institute Strikes Clauses (Cargo)
Also we offers the Automatic Coverage facility for smoother and direct processing of goods in transit, based on an open cover policy basis.
CONTRACTORS INSURANCE
A contractor is responsible for building houses, roadways, apartment complexes, schools and so on, for all
that we offer protection from perils that pose a daily threat to the smooth running of the contractor project.
Cover is granted for the:
- Project under construction
- Equipment on site
- Plant and machinery used for construction
- Cost of debris removal
MACHINERY BREAKDOWN INSURANCE
Machinery Breakdown & Deterioration of Stock Insurance Policy
Machinery breakdown insurance offers assurance and protection to business owners such as mechanical engineering, industrial, textile, paper mills, workshops from risk of damage being caused due to an unexpected failure of their machinery.
Our insurance policy will cover any sudden damage that may be due to one of the following causes:
- Losses due to short circuit,
- Physical explosion,
- lack of water in boilers,
- separation due to centrifugal force,
- storm, ice,
- incorrect handling, negligence carelessness
- poor assembly
- wrong design
- malicious damage by third parties
Our policy provides the above mentioned basic cover with the possibility for extension of cover by adding additional benefits to the basic coverage package as follows:
- Strikes
- Riots
- Political unrest
- Overtime night work, expediting shipments cover
- Air fare cover
It is a prerequisite of the policy that a detailed asset register of all machinery is submitted to us for the issuance of the Machinery Breakdown policy.
Deterioration of Stock Insurance – As a consequence of Machinery Breakdown
Our Deterioration of stock insurance is offered in conjunction with the Machinery Breakdown policy and covers the cover spoilage of goods stored in cold chambers due to their mechanical failure.
FOREIGNERS MEDICAL PLAN
We offer a medical plan according to the requirements of Republic of Cyprus covering inpatient and outpatient expenses incurred due to sickness or accident for workers from non EU member countries, for non EU Students and visitors.
We offer two different Medical Plans. Plan A offers inpatient and outpatient expenses incurred due to sickness or accident, whilst plan B offers only inpatient expenses incurred due to sickness or accident.
BUSINESS INSURANCE
Protect your business from any business risk it might face
Our innovative Business Insurance Policy offers comprehensive insurance coverage for complicated risks that might arise, for a better protection of your assets.
Basic Cover:
Against All Risks (ALL RISK) – property damage:
- Buildings
- Machinery and Equipment
- Merchandise/ Inventory/Raw Materials
Extensions:
- Accidental damage in Underground Services
- Accidental Glass Breakage
- Removal of Ruins
- Compensation of Architects and Engineers
- Relocation Expenses
- Loss of Rent
- Loss of Water Meter
- Detection and access to water leakage or fuel
- Replacement of Locks
Additional Cover:
- Money
- Relocation of Merchandise
- Employer Liability
- Civil Liability and Product Liability
- Alteration of products
- Personal Accidents
- Dishonesty of the Employees
24-hour Technical Support Service
Our Business Insurance offers a 24-hour Technical Support by specialized technicians who can offer you immediate solutions to problems in your:
- Plumbing
- Electrical installations
- Locks
- Glass Panes
And many more benefits